Do We Sell the House? Rodney Johnson | March 26, 2019 I live 200 feet from open water, facing Clear Lake, Texas. It’s not a lake, it’s a bay off of Galveston Bay, and it’s definitely not clear. But other than that, the description is perfect. My downstairs area is 9.2 feet above sea level and consists of garage space and a storage area. The first living space is 18 feet above sea level. Still, I’m in FEMA’s Flood Zone A1, so, as long as I have a mortgage, I’m required to have flood insurance. That could be a problem. The Trump administration just announced it will restructure the program, better aligning premiums with risk. The new rates will be published by April 1, 2020, and will go into effect October that same year. I’m certain my rate will increase, which is enough for me to consider, “Do we sell the house?” The question is bigger than just our home, because we have to think about long term costs and cash flow. This is the same math that all of us must do as we get older. How do we manage costs as we get closer to a fixed income? READ MORE » American Income Expert’s Shocking $17 Billion Little-Known Secret Revealed… Charles Sizemore is known for his appearances on CNBC, Bloomberg TV and Fox Business News. But in this just released video he reveals something he’s never discussed on ANY major television network. A little-known secret that pays out an estimated $17 billion a year. Full details on this opportunity can be found here >> Trending Stories... FEMA's 2020 Changes and the Need for Income I live 200 feet from open water, facing Clear Lake, Texas. It's not a lake, it's a bay off of Galveston Bay, and it's definitely not clear. But other than that, the description is perfect. My downstairs area is 9.2 feet above sea level and consists of garage space and a storage area. The first... Where to Next For the U.S. Dollar People don't understand gold. They don't understand the U.S. dollar either. Mostly, it's the same people. Gold bugs thought we were debasing the dollar by printing our way out of the 2008/9 financial crisis. Ha! Actually, the dollar has been rising since the start of that recession. The dollar, not gold, is actually the safe... Take Notice of the Fed's Big Red Flag Every six weeks the Federal Open Market Committee (FOMC) meets to decide whether a change in policy is needed to coax our economy in the right direction. They wrapped up their latest meeting on Wednesday. When Fed Chair Jerome Powell delivered his policy statement, stocks bounced and Treasury yields fell sharply. (Keep in mind the... Don't Punish the Admissions Scandal Kids… Educate Them The admissions scandal is starting to fade; I saw only three articles on it in the past couple of days. Now, according to The New York Times, universities are starting to consider if they should de-enroll (not expel) students who matriculated through fraud, whether the students were aware of it or not. As the paper... Climate Change, Economies, and the Markets The cold makes people happy (and more productive… in every way… ahem). The warmth makes people unhappy (and less productive). And, as Rodney and readers have been debating a lot lately, temperatures across the globe are changing. Frankly, I was surprised at the hot button this topic proved to be! But, just like productivity, and... Economy & Markets  |  Dent Research You are receiving this e-mail as a part of your free subscription to Economy & Markets E-Letter. Remove your email from this list: Unsubscribe. To cancel by mail or for any other subscription issues, write us at: Charles Street Research Attn: Member Services, 819 North Charles Street, Baltimore MD, 21201 | Phone: 888-211-2215 | Fax: 410-223-2682 LEGAL NOTICE: Protected by copyright laws of the United States and international treaties. This e-letter may only be used pursuant to the subscription agreement and any reproduction, copying, or redistribution (electronic or otherwise, including on the worldwide web), in whole or in part, is strictly prohibited without the express written permission of Charles Street Research. This work is based on SEC filings, current events, interviews, corporate press releases and what we've learned as financial journalists. It may contain errors and you shouldn't make any investment decision based solely on what you read here. It's your money and your responsibility. The information herein is not intended to be personal legal or investment recommendations and may not be appropriate or applicable for all readers. If personal advice is needed, the services of a qualified legal, investment or tax professional should be sought. We expressly forbid our writers from having a financial interest in any security recommended to our readers. All of our employees and agents must wait 24 hours after on-line publication or 72 hours after the mailing of printed-only publication prior to following an initial recommendation.