| Dear Loyal Reader, President Biden is proposing to double the maximum capital gains tax rate to 39.6%.
But there's a clever way to delay — if not completely avoid — this new tax hit.
It's exchange-traded funds, also known as ETFs.
Since ETFs trade baskets of stocks, most capital gains inside ETFs are exempt from being taxed.
That's why investors have been leaving mutual funds in droves and pouring trillions of dollars into ETFs.
But while switching a portion of your overall portfolio to ETFs could be a good strategy, it's only one of many ways to slash your taxes this year.
Click here for more details. 
Kind regards,
Aaron Mahler
Manager, Premium Services, Banyan Hill Publishing
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