New Year's Resolution: STOP Procrastinating ⏰

Wasting time is expensive. And it gets more expensive the more you let it go. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

SPONSORED I Followed These 3 Steps... To Claim $2,169 - Tax Free 100% free to search the 940 million claims still available. Follow these 3 steps. Editor's Note: We did it! We made it to the holidays! In the dark ages of 2020, this is no small feat. Starting tomorrow, the Profit Trends Team will be taking some much-needed time off to safely be with our loved ones. We'll return with our regular content on Monday. Happy holidays to you and yours! - Rebecca Barshop, Senior Managing Editor TREND INVESTING Here's How Much You Need to Save Every Day to Be a Millionaire Matthew Carr | Chief Trends Strategist | The Oxford Club To me, time is the most precious commodity there is. On a universal scale, it's infinite. But on an individual level - a human level - time is very finite. If we're lucky, we get maybe 90 years. And if we're very lucky, the last decade isn't one of suffering and rapid decline. That's why I don't believe in wasting time. I don't believe in wasting my life. I want to spend it doing things I love in the company of people I want to be with. In investing, time is more powerful than any strategy... any boom-and-bust cycle... or anything else you can imagine. Over time, mountains will erode to dust. But in the markets, time will transform the smallest start into a mountain of wealth. Let this sink in, and share it with your children and grandchildren... Starting at 20 years old, how much do you need to tuck away per day to become a millionaire by 65? Two dollars. Isn't that ridiculous? All it takes is $2 per day. Just $730 per year. Now, that needs to be invested and earn 12% a year. But my goal here is to show how little you need to start with... Two dollars. That's two items from McDonald's Dollar Menu set aside each day. That's a Powerball ticket per day, with far better odds of becoming a millionaire. I often hear the complaints, "Oh, I'll start saving when I make more money..." or "I plan to start soon..." But the longer you put it off, the worse it becomes. The median annual salary for Americans ages 15 to 24 is $43,531. To become a millionaire by 65, a person has to put away less than 2% of their annual salary when they start out... and that percentage shrinks over time as their salary increases. Let's compare that with the other end of the spectrum... SPONSORED Do NOT Flip Houses... Start Collecting Real Estate Income With as Little as $50 This is the easiest way to start collecting real estate income. You could be looking at 5X to 10X your money in the coming years! Here's how.   If you started saving at age 55, you'd have to save and invest $156.12 per day to become a millionaire by 65. That's $56,984 per year! The median household income for Americans ages 55 to 64 is $68,951 per year. So if you started saving at 55, you'd have to set aside and invest 83% of your annual salary... every single year. Every time I hear someone say, "I'll start investing in a couple of years when I have more money," I tell them they're only hurting themselves. The longer you wait - the more time you waste - the more expensive it becomes. Here's how much you must save and invest, starting at various ages (in five-year increments), to become a millionaire by 65... Just think, to become a millionaire by 65, the amount you need to put away daily increases 78.5% if you begin saving at age 25 rather than age 20. The difference in daily savings between starting ages of 20 and 55 is 7,706%! This month, a lot of Americans are going to open their credit card statements and panic. Many Americans don't have a shopping budget, so they overspend during the holidays. I heard their laments even before Christmas morning. And when you ask, "How much did you exceed your budget?" Their answer is "What budget?" Celebrations are great in the moment. It's the aftermath, the cleanup, that's the downer. Those back-to-earth moments when people must face up to what they've done. People get caught up in the moment, the spirit of the holidays, and before they know it, they've dug themselves into a hole. One that'll likely take a very long time to get out of. But here's the deal... As easy as it is to overspend, it's even easier to become a millionaire. Especially if you start with the right mindset and understand the importance of time. Wasting time is expensive. And it gets more expensive the more you let it go. Here's to high returns, Matthew P.S. In addition to starting to save early, there are some super simple and easy-to-use strategies to help you build long-term wealth. My close friends Chief Income Strategist Marc Lichtenfeld and Chief Investment Strategist Alexander Green are here to help you out. On Tuesday, December 29, at 8 p.m. ET, they're going to team up with TradeSmith CEO Keith Kaplan to reveal the ONE SECRET you can use to generate up to four times more profits on the stocks you're already invested in. No options... no leverage... no gimmicks. Sounds like a no-brainer to me. Sign up now for the free summit. Leave a Comment MORE FROM PROFIT TRENDS More Countries Are Preparing for the Green Industrial Revolution A Last Look at How Our 2020 Forecasts Turned Out Beyond the U.S.: Cannabis Investors Need to Think Bigger Facebook Twitter Email Share SPONSORED Bill O'Reilly's Wild Money Secret In a tell-all video, Bill O'Reilly reveals the shocking way YOU can grow your retirement. You are receiving this email because you subscribed to Profit Trends. Profit Trends is published by The Oxford Club. Questions? Check out our FAQs. Trying to reach us? Contact us here. Please do not reply to this email as it goes to an unmonitored inbox. 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